A quick and easy one-bowl pumpkin chocolate chip bread with a luscious cream cheese filling that keeps each slice moist and decadent. Perfect for fall, breakfast, or a cozy snack.
Do not overmix the batter to keep the bread tender. Use room temperature eggs and cream cheese for smooth blending. Use a standard 9×5 inch loaf pan to keep layers distinct. Let the bread cool completely before slicing to prevent the cream cheese filling from oozing. Flavors deepen after a day or two. For gluten-free, substitute with gluten-free baking flour blend; for dairy-free, use vegan cream cheese and coconut oil.
Keywords: pumpkin bread, pumpkin chocolate chip bread, cream cheese filling, one-bowl recipe, fall dessert, easy pumpkin bread, moist pumpkin bread